The threat of fraud is frequently cited by Workers’ Compensation insurance companies as justification for some of their more obtuse policies. They might claim that their reluctance to pay you is due to their compliance with policies that protect them from fraud. They may even claim that their obstinacy protects you, the insured, as well.
However, Workers’ Compensation fraud is not the threat that Workers’ Compensation insurance companies make it out to be. In fact, independent studies have found that less than 2 percent of all Workers’ Compensation claims are fraudulent. The Workers Injury Law and Advocacy Group reported in a study that there were only 178 fraudulent claims in the 55,854 Workers’ Compensation claims filed in Florida in 2005. Only 80 fraudulent claims were filed in Kansas in 2006, a year when 66, 469 Workers’ Compensation claims were filed in the state.
Moreover, employers and insurance companies have far worse tendencies towards insurance fraud. 89% of fraud accusations are made against employers rather than employees. The state of Tennessee has collected over $300,000 in fines from employers and insurance carriers in relation to Workers’ Compensation insurance fraud. The state of New York reports that 25-30% of employers are not providing their employees with proper coverage as per state regulation.
If you have been injured in a South Carolina workplace, an experienced South Carolina Workers’ Compensation attorney can get you the settlement you deserve. Don’t accept the insurance company’s excuses. Call The Dennison Law Firm today for a free initial consultation.